In today’s complex financial landscape, accessing funds through lending institutions has become a common practice for individuals in the workforce. Whether you are looking to cover unexpected expenses or treating you and your family to a nice vacation, understanding how lending institutions operate is crucial to making informed financial decisions. With that, we are proud to present the launch of Set Gaji Sdn Bhd, an innovative platform that aims to shift how we approach financial wellness.

So what is Setgaji and what do we do? Set Gaji Sdn. Bhd stands as a dynamic and innovative financial solutions provider, specialising in services that grant employees the flexibility to access their earned wages ahead of payday. Since our establishment in 2024, we have earned our place in the industry and are recognised as a trusted authority in pioneering financial solutions. Embracing the ethos of innovation and sustainability of financial practices in Malaysia, our mission is to deliver unparalleled solutions cater specifically to our client’s distinct needs by focusing on addressing cash flow challenges and promoting employee financial wellness.

Launch of Setgaji has targeted the attention of various local media such as The Malaysian Reserve, Malaysia Internet, Top 10 Asia, and proudly, international media such as Yahoo Finance, PR Newswire, AsiaOne and Kalkine Media. Setgaji has been widely published on their platform showing significant attentions held.

Setgaji spearheads the movement towards a more promising tomorrow and transcends mere functionality to become a transformative force. By revolutionising the timing and accessibility of salary withdrawals, we champion a seamless process that keeps employees motivated and provides adaptability to employees’ different financial needs and preferences. Having flexible pay options demonstrates the employer’s willingness to adapt and support diverse workforce needs which help attract top talent and improve employee retention rates.

Setgaji is beyond a platform, it’s a transformative movement that aims to empower individuals, transform traditional pay cycles, and revolutionise financial wellness. Having early access to your earned wages shifts the power into your hand, enabling you a better opportunity to improve in budgeting and planning your financials by avoiding high-cost borrowing. Everyone knows the pain when resorting to high-cost borrowing option when faced with unexpected expenses between paycheck!

Just when you think that is all, we are thrilled to unveil our trailblazing feature with Setgaji being the first and only earned wage access platform in Malaysia that offers free access to both employers and employees. With zero hidden fees or charges, employees can access their earned wages anytime without paying any additional cost. On the other hand, employers who participate in the program can not only enjoy free access to the platform, they are eligible to earn additional benefits such as air mileage for every transaction processed through Setgaji.

This groundbreaking feature distinguishes Setgaji from the rest of the platform as a leader in the industry, prioritising transparency, accessibility, flexibility, and most importantly affordability for all users. By easing the complex process and eliminating the financial barriers between employers and employees, Setgaji is poised to revolutionise the landscape of financial wellness in Malaysia and beyond.

“We are thrilled to unveil Setgaji to the world, where every day is payday!” said Mr. Micheal Ngu Kiet Ting, COO of Set Gaji Sdn. Bhd. “Our platform represents a paradigm shift in financial wellness, offering employees the autonomy they need to thrive in today’s fast-paced world.”